You have now spent time
driving around the Denver
Metro Area with your realtor and you found the home you have been loo king
for. Now what?
There are a lot of items that
now need to be completed, but one to really focus on is that of the home
inspection. When it comes to the home
inspection the process begins with which inspector do I use. Usually the agent that you have been working
with will have at least one inspector that they have used in the past, so many
people will use that one. However, it is
important to note that most inspections will begin with a general inspector, so
it is crucial to talk to your agent because the home that you now have under
contract in Denver
may need an item specifically inspected such as Lead Based Paint or even a
structural engineer.
When speaking with inspectors
note how much they cost. Remember that
expensive is not always the best, and either is the cheapest. Do not just go off of price; rather make sure
that when consider which home inspector to use note that they have the proper
certifications, and speak to them about their experience.
Now I have my inspector…what’s next?
When it comes time to do the
home inspection make sure that you attend.
As this is one of the largest, if not the largest, investment you will
make, a lot of information about the home will gathered during the home
inspection. The inspector will be able
to shed insight into potential issues, and also what it will take to remedy
those issues. This is a great time to use
the inspector as a resource, so ask questions such as if there is a swamp
cooler and a forced air system already in the house, will it be possible to
install central air? Typically a home
inspection will take a few hours, but it is vital that the buyers attend as
they really get to see what the house is made of.
The inspection is done…is there anything else?
Yes! Once you have spoken to the inspector on the
inspection day and learned a lot about the house you will get the inspectors
full report of the home. This is going
to a very extensive report that will evaluate all the items involved in the
home including plumbing, HVAC, the wiring, the roof, and any water issues.
Remember that most likely
your first inspection will be a general one, so if issues arise it would be of
value to consider the expert opinion of a specialist. For example if the inspector is in the
basement and sees potential issues with the flooring or foundation it would be
recommend to speak to a structural engineer to see exactly what would be
involved in repairs.
When you get the report, do
not be overwhelmed. While this is an
extensive report, every piece of information in it is valuable so take some
time to read through and write down questions if there is anything unclear. Then speak with the inspector about exactly
what they meant.
With the report, remember
that you’re paying for the inspector to find issues. Embrace their knowledge and use it to figure
out what would be the cost of repairs.
Speak with your agent to make sure to discuss what you would want the
sellers to repair or provide an allowance for at closing.
My Home is New Construction…Do I Really Need an
Inspection?
Yes! An inspection is an asset for the homebuyer. Even though they usually range from $300-$500,
the upfront cost can save you tens of thousands of dollars. Don’t assume that they builder, developer,
and contractors did everything right and the home passes code. Even though it is in new, issues can arise
and you want your home inspector to help you understand these.
Lastly, just because you paid
for a home inspection, it is important to remember that a home inspector cannot
predict the future. It is important to
understand that expectation before going into the inspection process. Keep this in mind when selection your
inspector as that is a great transition into talking about the inspector’s
experience.
Michael Kane is a
Broker Associate at Keller Williams. He is a member of the Carr Peck &
Associates team that is recognized locally and nationally as in expert in real
estate. Locally he is a member of the Denver Metro Association of
Realtors. Nothing brings him more joy than making his client’s dreams
become a reality! For more information feel free to contact
him or call 303-717-9284.
Statistics
provided by bankrate.com. Image courtesy
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